Benefit Guide

Benefits 2025

As a valued employee, you help shape and impact the quality of life for people throughout our company and our communities.

As a team member you play an important role in our mission to lead healthcare transformation. Our company’s high quality, comprehensive benefits are among the rewards you receive in return. These benefits are an important part of your total compensation, and our benefits program provides choice and value to meet the needs of our diverse workforce.

Choosing benefits can be overwhelming. We have equipped you with a 2025 Benefits Guide and this site which includes tools and information to help you make the right choices for you and your family. They both offer comprehensive overviews of your health and welfare benefits and options, including details about eligibility, enrollment, and the plans available to you and your covered dependents.

Your well-being is about more than just physical health. It includes your emotional, financial, and social wellness too. No matter where you are on your health and wellness journey, we are here to support you.

Your Benefits Team

What’s New in 2025?

The deductible will increase to $1650 (individual) and $3,300 (family). This increase is required in accordance with updated IRS guidelines.

ETS will put $500 into your HSA for single and $1,000 for family if you choose one of the two HDHP offerings.

 

Increase in annual plan contribution limits for 2025 (only eligible if enrolled in HDHP Plan): Employee only: $4,300, Employee + spouse, child(ren), family: $8,550.

 Increase in annual plan contribution limits for 2025 to $3,300.

FSA and Dependent Care Account Rollover. Any account balance remaining at the end of 2024 will be rolled over for use in 2025 up to $640.

The High plan will now feature enhanced coinsurance for Basic and Restorative services

Medical & Telemedicine

The foundation of your plans to protect your family’s health.

Dental

Helps you plan and budget for the costs of dental care.

Vision

Offset your costs for routine eye exams, glasses, contact lenses.

Life and AD&D

Provides your family with financial protection if something happens to you.

Critical Illness

Provides a lump sum payout if you are diagnosed with a specified critical illness, such as cancer, heart disease, or stroke.

Accident

Protection that pays a lump sum if you have an unexpected accident to be used as you see fit.

Hospital Indemnity

Supplemental health insurance that provides a lump sum amount when an insured individual is hospitalized due to illness or injury.

Disability & FML

Provides financial protection to individuals who are unable to work due to a disability or illness.

HSA

HSA is for tax-advantaged savings with a high-deductible health plan.

Safe Call

Safecall Is Your Personal
24-Hour Incident
Reporting System.

Legal Notices

View important health plan notices here.

EAP

Our highly trained clinicians will listen to your concerns and
help you or your family members in a time of need.

Two Ways to Enroll

Enroll Online

Click Here

Call Center

803-573-2350

Log-in using your full SSN with no dashes. Your Pin is the last 4 digits of your SSN and the last 2 digits of your birth year.

Our Counselors can enroll for you and are available
Monday – Friday, between 8am and 5pm central time.